Day 3237 – A Must Add To Your Bucket List – The Herndon Climb

Yesterday, I witnessed the Herndon Climb for the third year in a row. I highly recommend adding this yearly tradition to your bucket list.

The short story is “the plebes (first year students at the academy) all work together to climb the greased monument and replace a plebe “dixie-cup hat” on top with a combination cover. This is the official end of the plebe year.” (check out the full Wiki page for more info).

I’m lucky to work for someone who lives a block away from the Naval Academy, so it’s easy to pop over during our workday. This year, I mentioned wanting to catch the start. Typically, we head over about an hour into the attempt and we only have to wait about 15-45 minutes to catch them get the cover on the top. While I am happy to say I finally watched a full attempt, it’s not something I’ll want to repeat, unless I get a spot in the shade. Unfortunately, I subjected my poor self to 2 hours of straight sun and I have the nasty sunburn to prove it. We could have moved out of the sun, but we had scored a really great spot right next to the media platform and had a really great view.

I took some video myself, but this is a great little snippet of the whole thing.

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Day 3232 – The Books That Have Changed My Life Completely

I’ve read so many books but there are a few that have completely changed my life. I wanted to share those with you today! All of these links are affiliate links, which means I’ll get a small percentage of your purchase, if you choose to buy something.

The 4-Hour Workweek, Expanded and Updated: Expanded and Updated, With Over 100 New Pages of Cutting-Edge Content. by Timothy Ferriss. This book is THE ultimate reason I stopped photographing weddings. I think it has also impacted how I think about travel. If you want any kind of shift in your life, this is the place to start.

Dream Big, Think Small: Living an Extraordinary Life One Day at a Time by Jeff Manion. I randomly found this book at the library. I’m not even sure why I grabbed it off the shelf. But it completely changed how I think about my goals and dreams. By accepting that even teeny tiny itty bitty baby steps are still moving towards my goals, it helped me to keep working on things every single day.

You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero. I only just recently read this one and it has had a profound change in me already. It helped me to actually go for something I’ve been dreaming about for a long time. It forced me to take action during a time when it didn’t seem “wise” to take action. What’s crazy is that I can already SEE my success in this new project. I finished reading this on April 23rd, and I’m already reading it again.

There are dozens of books that have helped me to change my mindset and my life in many ways, but these three books made the biggest shifts in my life.

What book (or books) have majorly changed your life?

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Did you like what you read? Here’s some ways you can support us and this blog!
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Day 3229 – Secret To Success – Know Your Numbers

This weekend, Bret and I spent some time figuring out our numbers in our real estate investing business. I do a lot of reporting and tracking so we can get a good idea of how things are working and our success rates. But those numbers haven’t told us everything. So we decided to see our ROI on different lead generating sources. It was really eye opening to see – wow, THIS lead generating source takes more time, but the ROI is UNREAL! Or, oh, I thought this source was really great, but it’s actually not.

It reminded me of a big success secret – know your numbers. I think it’s important for your goals whether you’re talking about your business or your budget. You can’t get by with what you think your budget is. You need to sit down and be really honest with yourself and your spending. One method we use to track our actual spending is Mint. It’s synced with all of our accounts and tracks all of our spending. You can think you spend about $200 a month on gas, but you actually spend $250. Knowing the true numbers is so important.

Now, don’t get me wrong, this isn’t easy, especially if you’re figuring this out with your spouse. Actually seeing on the screen how much you spent on Dunkin…or Krispy Kreme…can be a tough conversation. But once you get past that, it’s so so so good.

So what about you? How do you track your numbers? Have you taken the time to learn what they are? Let me know in the comments below.

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Day 3227 – Why You Can’t Afford To Travel – repost

Last night, we watched the documentary Expedition Happiness on Netflix (make sure you go watch it if you’re into road travel at all!). Watching them travel through North and Central America brought up SO many memories of driving this amazing country. I am incredibly passionate about encouraging others to take a road trip too and showing them that you CAN take the trip. I wanted to reshare this post because I think it’s important in changing your mindset about travel (whether road trips or other trips).

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I absolutely love to travel. I especially love road trips. I love being able to escape the routine. I love waking up with the ocean as my background. But I used to see travel as unattainable and expensive. I would see people taking these amazing trips and jealousy would flood my mind and I would think things like “I really wish I could do that.” I mentioned how my business life changed when I read The 4-Hour Workweek (* Affliate link) by Timothy Ferriss. But there was another change in my brain about travel after I read his book. It’s not as unattainable as I previously thought. I can’t remember the exact amount and I can’t look at the book at the moment, but, roughly, there was a family of 4 or 5 who sailed around the world for a year or so. Now, how much would you expect something like that to cost? $100,000? A lot right? Well, they did it for about $25,000, I think. To sail the world and see amazing things. That’s crazy! So that was a BIG change in how I thought about travel. It’s not as much as you think.

While we were at the beach, I was reading Tim Ferriss’s new book, Tools of the Titans. I want to share an affiliate link to this, but I haven’t finished it yet and I don’t want to promote something I haven’t fully investigated. But I have to say, this book is AMAZING. It has such a great “pick and choose” format and I love that. There is so much great advice and practical tips and immediate actionable things. I happened to read the section How to Earn Your Freedom on the beach and I was struck by how we seem to view travel. There were a lot of things I highlighted in that particular section, but I think this quote is the most applicable to this post.

Long-term travel doesn’t require a massive ‘bundle of cash’; it requires only that we walk through the world in a more deliberate way.” – Tim Ferriss Tools of the Titans p. 364

If you think you can’t afford to travel, you will never be able to afford travel.

Before we decided to go the beach, Bret and I had a long conversation about what we would do to celebrate our “met ya versary.” At first, it was not a fun conversation for me, coming from being in a pretty awful financial situation, and having hard conversations about money. Even though Bret was talking about the budget for our trip in a completely different way, I found myself getting stressed out and discouraged. But then Bret said something that completely turned my mind around. It was not “we can’t afford this” it was “what can we do to bring in the money that we need?” It was such a different mindset and was more of an exciting conversation.

We did a few things over the weekend, including going to the movies and getting a few meals, but for our purposes, I want to share just the expenses for the trip to the beach.

One tank of gas – $34.83
Breakfast – $34.22
Lunch – $12.46
Dinner – $15.13
Drinks – $9.70 (water, tea, beer)
Oceanfront room – $98.35
Breakfast – $9.94
Lunch – $13.77
Total – $228.40

As you can see, we paid for every single meal. We only packed water and coffee for the drive down. We did no planning, no pre-booking of the hotel, or looking for the best deal. If we had done a little more planning, we could have packed a cooler with drinks and sandwiches and saved a ton of money. We’ve driven across the country and back for under $500. We know about saving money while traveling!

Another thing about this particular trip is that we were only gone from 3 a.m. on Sunday morning until Monday around 4 p.m. That’s only about 37 hours.

This happened to be one of our most amazing trips. What’s crazy is that it was so simple, it wasn’t that much money, and it was a quick trip. The whole thing has made me think how I used to view travel and money versus how I view them now. It has renewed my desire to encourage YOU that you can travel, even if you think you can’t afford it or have time to go. I’m sure there are areas where you can cut back and save that money for a trip. In the nature of being totally honest, we spent almost $400 at Dunkin Donuts last year. That’s insane! If you don’t already, I recommend you get a Mint account! It tracks EVERYTHING, sometimes that’s not a comfortable thing to see….like spending that much on Dunkin. But it’s helpful in budgeting and planning for things.

So when will you take your next trip?

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originally posted 2/23/17

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Day 3223 – How To Go From “I’ve Always Wanted To Do That!” To “I Did That!” – repost

I’m currently working on a secret project. Don’t worry, I don’t expect it will be a secret for too long, so stay tuned. This project has me thinking about actually doing the things you’ve always wanted to do. I took a big leap last week, on myself, and my dreams. In some ways, it feels like the first time I’ve done that, at least to this scale.

Given that I want more people to go from “I’ve always wanted to do that” to “I did that!” It felt right to reshare the following post.

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Driving across the country gives you a lot of time to think, makes you feel very small but also very connected to this country. I absolutely love driving across this amazing country. I’m thankful I’ve had the opportunity to do this FOUR times already with Bret. The first drive was born out of a small travel budget to visit Bret’s family ($1300+ to fly, under $1000 to drive, with a few hotels AND having a car out there), but it has turned into a passion. I LOVE driving across this country!

Whenever I mention I’ve driven cross country, people almost always say “I’ve always wanted to do that!” Then they say something about “one day….once I retire….” I don’t know if I just think about things differently or my life experiences have shown me another way but I just don’t understand how people think it will be so long down the road. I understand it costs money and takes time away from a job and responsibilities. I get that. But what I don’t get is the lack of planning to get there. Driving across the country IS a possibility for you. Even if it takes a while to get to that point, you can get there.

Ok, here comes the honest Jen. We spent over $2000 on this past trip. Way more than we planned, but it was a great trip. The lesson learned is to budget higher than we expect AND reallllllly stick to that budget.

Anyways, let’s use $2000 as a base number. We did a 3 week trip, but spent about 2 of those weeks staying with family. Let’s give you 2 weeks and a hotel/cabin/camping every other night. We’ll also give you a “to California and back” type route. So you’ve looking at about 7,000 miles. This cost us about $450 in gas. We rented a car, so I’ll toss that in too.

A breakdown of expenses:
Gas – $450
Rental car – $600 (we used a discount for teachers, so ours was about $450 – look for discounted options)
Nights in hotels/cabins/campgrounds – 7
Average price per night – $50. Camping is normally cheaper and there are a ton of options for free or nearly free (check out this website for some great options!) We stayed in a KOA cabin for about $50 and a hotel for about $85 in Moab. So I think $50 is a good average, if you can handle camping.
Total needed for lodging – $350
Total for packed meals for two – ~$250 – I bought groceries here and in California before we left. I took time in California to look at ads, look at ibotta and checkout51 deals. This also includes some for ice along the way and the ice chest we purchased. Looking back, I’d maybe spend a little more for a better ice chest OR pack better. I WAY overpacked on my cold foods on the way out, and I think I went through ice faster because of it. It seemed like the way back was better on ice usage. If you’re staying in hotels, you can get some from the ice machine as well. Since we had a small ice chest, I only used 1-2 buckets of ice. If you’ve got a big ice chest, I do NOT recommend this tactic. But, given my history, I’m not one to break rules.
America the Beautiful pass – $85ish – if you want to see the national parks, this is a must. You can pick one up at some of the national parks, but only if they have one on hand. I ordered mine online and did a rush because a typical mailing was too close for comfort to our leave date.
Various fun meals on the road, souvenirs and fun side trips – $300+ – we did fun safaris, got nice local meals and souvenirs. I would make sure this budget is higher than you think you need it to be.

So here’s what we’re looking at:
Gas – $450
Rental car – $600
Total needed for lodging – $350
Total for packed meals for two – ~$250
America the Beautiful pass – $85ish
Various fun meals on the road, souvenirs and fun side trips – $300+

This totals $2035. Some things are flexible – the rental car, doing extras, meals, lodging, etc. But $2000 seems to be a good number.

Let’s look at this from a saving perspective. If you saved $10 every paycheck, you’d have $2000 in 8 years, you’d have enough to go. Not exactly a short amount of time, but if you’re around my age, that’s a LOT closer than retirement.

Let’s say you can save $20 every paycheck. Well sir, you’re taking your trip in 4 years.

But check this out, if you can save $40 every paycheck, you’re taking your trip in two years. TWO years!

So next time I talk to you, you better not say “oh when I retire someday….” NO! You CAN take this trip sooner than that! 🙂

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originally posted 7/19/16

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Did you like what you read? Here’s some ways you can support us and this blog!
Join our Facebook group, Planning an Epic Road Trip on Any Budget
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Buy my book, Trusting God With 2 Cents: 22 Days To Becoming A Successful Christian Business Owner.
Shop on Amazon (no additional cost to you, this gives us a percentage of what you order).
Check out our resources page.
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