Day 1395 – How We Paid Off 30K In 3.5 Years OR I Can’t Believe Bret Tweeted How Much Debt We Had!

On May 1, my dear husband tweeted this in response to another tweeter:

I’m not going to lie, I was a little “upset” that he posted the actual amount of debt we had. I was all for saying, “yay! We’re out of debt!” But didn’t think we really needed to share HOW MUCH. But, then I thought about it some more…especially after having a few friends make comments about it…saying things like, “you want advice on getting out of debt? Ask Jen and Bret!” I realized, we do have valuable information on the topic.

Here are some of the ways we did this:

  • Trusting in God. I know it sounds like a “warm and fuzzy” thing, but it is THE ultimate reason why we are now out of debt.
  • “Entrepreneurship is living a few years of your life like most people won’t, so that you can spend the rest of your life like most people can’t.” – Anonymous i.e. Making big sacrifices.
  • We didn’t buy birthday, Christmas, Mother’s Day, Father’s Day, etc. gifts. This was SUPER awkward at first!
  • We didn’t buy new clothes, unless it was absolutely necessary. I went about 5 years in between jeans. The line was when EVERY pair of jeans had a hole.
  • We moved back in with my parents.
  • We didn’t go out to eat as much as we would have liked. One of the hardest things is having to say no again and again….AND AGAIN to hanging out with friends.
  • Eating generic food.
  • Cancelling gym memberships.
  • Downgrading our insurance.
  • Checking books out of the library instead of buying them.
  • Selling things we didn’t use.
  • Saying no, even when it’s painful. i.e. Not visiting Bret’s family for Christmas last year. This was such a big deal because it’s the only time of the year we can see them.
  • Extra money went towards paying down the debt, no questions asked.

It’s painful, it’s sacrifice, but it can be done!

I thought this was an appropriate post today, because we actually had a shopping spree! It was probably the first time we went out, bought things we needed and didn’t say things like “oh, man, we can’t afford that.” A bonus for this shopping trip is that we can write off pretty much all of it! The clothes we bought can and will be worn at weddings/personal training sessions/networking/etc.

The highlight of my purchases? Oh these sparkly heels of course! I’m all about the sparkly!



Did you like what you read? Here’s some ways you can support us and this blog!
Join our Facebook group, Planning an Epic Road Trip on Any Budget
Join the Journey With The G’s email list (bonus – you get my Epic Road Trip Budget spreadsheet)
Buy my book, Planning an Epic Road Trip on any Budget.
Buy my book, Trusting God With 2 Cents: 22 Days To Becoming A Successful Christian Business Owner.
Shop on Amazon (no additional cost to you, this gives us a percentage of what you order).
Check out our resources page.
Subscribe to our YouTube Channel